Alleged fake 49ers player romance-investment fraud: FBI affidavit says search engines and AI 'occasionally stated' he was a real player when victims checked
Federal prosecutors in Oregon have charged two men with wire fraud and conspiracy over an alleged romance-investment scheme run from at least February 2022 until at least March 2026. The FBI affidavit says investigators have identified 26 women they believe are victims, whom the two 'defrauded or attempted to defraud'; elsewhere it says all 26 sent money 'believing the money was being invested on their behalf'. Twelve of the thirteen victim accounts in the affidavit describe money sent or loaned, and one says she did not invest. The Los Angeles Times, citing the U.S. Attorney's Office, reports at least 26 women and $1.3 million across four states. With some victims, the main accused posed as a San Francisco 49ers player. The affidavit says that some victims became suspicious and searched for him online, and that because of his false social media posts, 'search engines and artificial intelligence occasionally stated' that he was a bona fide 49ers player. The Los Angeles Times describes an Instagram Story in which he displayed a screenshot of a Google AI Overview calling him a 49ers wide receiver and said, 'That's Google. That's not me, that's Google.' The 49ers and the NFL told investigators he was never employed by either. The charges are allegations; the sources do not say how many victims saw an AI-generated answer or how much it weighed in their decisions.
- AI system
- Google AI Overviews (reported)
- Occurred
- Feb 2022 to Mar 2026
- Reported
- 27 August 2026
- Event location
- United States
- What the AI did
- Communicated with the person
- Reported harm
- Financial Loss
- Whose AI use
- Their own AI use · Someone else’s AI use
- Setting
- Finance · Relationships · Everyday life
- Evidence
- AI involvement reported · Causal attribution alleged · 3 sources, 2 underlying accounts
- 4 claims: 3 documented, 1 reported. 5 open questions
- People reported harmed
- At least 12 people
AI system as recorded: Google AI Overview (the screenshot described by the Los Angeles Times); the FBI affidavit refers generally to 'search engines and artificial intelligence' without naming a product
What Happened
According to the affidavit of an FBI special agent (Complex Financial Crimes), the two accused devised fictitious investment schemes and investigators have identified 26 women they believe are victims. The main accused met most of them on Tinder, Bumble, Hinge and Facebook Dating, developed romantic relationships, and portrayed himself either as a wealthy San Francisco 49ers player or as a Swiss real estate developer; the second accused posed as his financial adviser. The affidavit describes fabricated bank and investment balances and says some victims were coached into taking out personal loans. Paragraph 10 of the affidavit states that some victims became suspicious and searched for his information on the internet, and that because of his false social media representations 'search engines and artificial intelligence occasionally stated' that he was a bona fide 49ers player; investigators' own January 2026 searches sometimes depicted him as a player, and a reproduced Google results page shows his Instagram account next to the 49ers roster page, a LinkedIn profile listing him as a receiver at the NFL and a TikTok result about his 49ers teammates. The affidavit does not name the AI product, quote an AI answer, or identify which victims saw one. The Los Angeles Times describes an Instagram Story titled 'NFL Journey' in which the main accused posted a screenshot of a Google AI Overview stating that he 'is a wide receiver for the San Francisco 49ers' and then said, 'That's Google. That's not me, that's Google.' The date of that Story and whether any victim saw it are not reported. Representatives of the 49ers and the NFL told investigators he had never been employed by either.
Reported harm
The FBI affidavit says investigators have identified 26 women they believe are victims of the alleged scheme, described in one paragraph as people the two accused 'defrauded or attempted to defraud' and in another as 26 who sent money believing it was being invested; twelve of the thirteen victim accounts in the affidavit describe money sent or loaned, and the U.S. Attorney's Office, as reported by the Los Angeles Times, puts the total at $1.3 million. The affidavit says some suspicious victims searched online and that search engines and AI occasionally stated he was a bona fide 49ers player, and he displayed a Google AI Overview making that claim as proof. How much the AI statements contributed to any individual loss is not reported.
Outcome
PendingAn FBI special agent's affidavit supporting a criminal complaint and arrest warrant was filed under seal in the District of Oregon (case 3:26-mj-00227) on 17 August 2026. The Los Angeles Times reports that both men were taken into custody at the Boise, Idaho airport and charged with wire fraud and conspiracy to commit wire fraud. The District of Idaho docket shows the main accused was committed to the District of Oregon on 27 August 2026. No plea or trial outcome is reported; the allegations are unproven.
What remains unknown
- Which AI product or products produced the statements the affidavit describes, and what the answers said.
- How many of the 26 women searched and saw an AI-generated answer, and whether it affected any payment.
- When the Instagram Story with the AI Overview screenshot was posted and who saw it.
- The amount each victim lost; the $1.3 million total comes from the U.S. Attorney's Office as reported by the Los Angeles Times.
- The outcome of the criminal case.
What the evidence supports
AI involvement: reported. Sworn FBI affidavit paragraph 10 states that some victims became suspicious and searched for him online, and that search engines and artificial intelligence occasionally stated he was a bona fide 49ers player; the Los Angeles Times describes his Instagram Story displaying a Google AI Overview screenshot making that claim. No AI answer seen by a victim is quoted, the AI product in the affidavit is unnamed, and Google has not commented in the inspected sources.
4 claims: 3 documented, 1 reported. What the statuses mean
Documented An FBI affidavit filed in the District of Oregon on 17 August 2026 alleges that the two accused devised fictitious investment schemes to defraud women from at least February 2022 until at least March 2026, that investigators have identified 26 women they believe are victims, and that the main accused posed to some of them as a wealthy San Francisco 49ers player.
Causal attribution. Allegations in a sworn affidavit supporting a criminal complaint; the affidavit's contents are documented, the fraud itself is unproven.
- storage.courtlistener.com(opens in new tab) supports · English
'[The accused] devised fictitious investment schemes to defraud numerous women'; 'in Oregon, Washington, and California from at least February 2022 until at least March 2026.'; 'date, investigators have identified 26 women whom investigators believe are victims of [the accused]'; '[the main accused] falsely told some of his victims that he was a wealthy 49ers player to'
- aol.com(opens in new tab) supports · English
'The FBI has charged two men with scamming at least 26 women out of $1.3 million in four states. One of the alleged fraudsters posed as a San Francisco 49ers player.'
Documented The affidavit states that some victims became suspicious and searched for the main accused online, and that because of his false social media representations, search engines and artificial intelligence occasionally stated that he was a bona fide 49ers player; investigators' own January 2026 searches sometimes depicted him as a 49ers player.
Causal attribution. The affidavit attributes the false statements to his own social media posts; it does not name the AI product, quote an answer, or say which victims saw one or relied on it.
- storage.courtlistener.com(opens in new tab) supports · English
'Some victims became suspicious of [the main accused] and searched for [his] information'; 'search engines and artificial'; 'intelligence occasionally stated that [the main accused] was a bonafide 49ers player. In January 2026,'; 'sometimes depict [the main accused] as a player for the 49ers.'
- futurism.com(opens in new tab) context · English
'investigators say sometimes reinforced [the main accused’s] social media lies when victims went online to check if the purported pro athlete really was who he said he was.'
Reported The Los Angeles Times reports that in an Instagram Story titled 'NFL Journey' the main accused posted a screenshot of a Google AI Overview stating that he was a wide receiver for the San Francisco 49ers, and said, 'That's Google. That's not me, that's Google.'
Causal attribution. Los Angeles Times description of the post; Futurism relays it. When the Story was posted and whether any victim saw it are not reported.
- aol.com(opens in new tab) supports · English
'Then he posts a screenshot of a webpage AI Overview that says “[the main accused] is a wide receiver for the San Francisco 49ers'; 'Back on the screen, [the main accused] says, “That’s Google. That’s not me, that’s Google.”'
- futurism.com(opens in new tab) supports · English
'in one since-deleted Instagram post about his “NFL Journey,” the fake football pro shared screenshots of a Google AI Overview'
Documented Representatives of the 49ers and the NFL told investigators the main accused had never been employed by either.
Causal attribution. Statement recorded in the affidavit.
- storage.courtlistener.com(opens in new tab) supports · English
'representatives confirmed [the main accused] has never been employed with the 49ers or the'
Sources
3 sources inspected, from 2 underlying accounts. Sources that repeat one account do not corroborate each other.
- Affidavit of FBI Special Agent in support of criminal complaint and arrest warrant, United States v. Love and Chan, D. Or. No. 3:26-mj-00227, Doc. 1-1, filed 17 August 2026 (CourtListener RECAP)(opens in new tab)
s1 · storage.courtlistener.com · Court record · English · Inspected · 17 August 2026 · Primary
- aol.com(opens in new tab)
s2 · News report · English · Inspected · Shares an underlying account with another listed source
- futurism.com(opens in new tab)
s3 · News report · English · Inspected · Shares an underlying account with another listed source
How the sources were read, and where the events happened
Text layer of the 46-page affidavit read on 2026-09-29 (pdftotext); the reproduced search-results screenshot on page 8 is read from its text layer. Applies to s1.
Los Angeles Times article (27 August 2026) read in AOL syndication, which states it originally appeared in the Los Angeles Times; the reporter describes the Instagram Story directly and cites the U.S. Attorney's Office for the charges and totals. Applies to s2.
Futurism (1 September 2026) relays the affidavit's paragraph 10 and the Los Angeles Times account of the Instagram Story; not independent of s1 or s2. Applies to s3.
Event countries: United States. Affected-person countries: United States. Court countries: United States.
The affidavit places the victims in Oregon, Washington and California; the Los Angeles Times adds Idaho and reports the arrest at the Boise airport; charges are in the U.S. District Court for the District of Oregon.
Reviewed for publication 2026-09-29: Published as a case in which, according to an FBI affidavit, AI search answers repeated a fraudster's seeded false identity when some victims searched to check him. The AI element rests on one paragraph of a sworn FBI affidavit and on the Los Angeles Times description of a post by the accused; the fraud is alleged and unproven, the AI contribution to any loss is not measured, and the accused and victims are not named.
People described
Women the FBI identifies as believed victims (26 so far), met mainly through online dating platforms, some of whom searched online to check the accused's claimed NFL career; none is named here
People reported harmed in this case
At least 12 people
0 AI participants · 12 other people harmed
The FBI affidavit (paragraph 7) states investigators have identified 26 women they believe are victims of the scheme; paragraph 15 states that investigators have identified 26 victims who sent either accused money believing it was being invested; paragraph 27 describes the same 26 as women the accused 'defrauded or attempted to defraud', and one of the thirteen victim accounts (paragraph 31) states that the woman did not invest any money. The affidavit's aggregate statements therefore disagree about whether all 26 paid. The other twelve accounts each describe money sent, paid or loaned, so twelve is the number of people the affidavit documents individually as having paid, and that figure is used as the conservative minimum; the paragraph 15 total of 26 payers is recorded here as the affidavit's own higher statement. The Los Angeles Times, citing the U.S. Attorney's Office, reports at least 26 women scammed out of $1.3 million and says the FBI believes there are more; that figure is not broken down and is not used as the minimum. All counted people are placed under other people harmed because the sources do not say which of them personally searched and saw an AI-generated answer; the affidavit says only that 'some victims' searched, which is not a numeric lower bound, so no participant users are counted. These are allegations in a criminal complaint. Documented minimum 12.
Counted once within this case. The same person may appear in other cases. This count does not establish AI causation.
Tags
Cite this case
Compiled per our published methodology: verification statuses, sourcing standards, and corrections process.
APA
NOPE. (2026). Alleged fake 49ers player romance-investment fraud: FBI affidavit says search engines and AI 'occasionally stated' he was a real player when victims checked. AI incidents. https://nope.net/incidents/2022-us-west-fake-49ers-romance-investment-fraud-ai-search-false-player-claims
BibTeX
@misc{2022_us_west_fake_49ers_romance_investment_fraud_ai_search_false_player_claims,
title = {Alleged fake 49ers player romance-investment fraud: FBI affidavit says search engines and AI 'occasionally stated' he was a real player when victims checked},
author = {NOPE},
year = {2026},
howpublished = {AI incidents},
url = {https://nope.net/incidents/2022-us-west-fake-49ers-romance-investment-fraud-ai-search-false-player-claims}
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