Skip to main content

Paraguay Law 6534

Law 6534/2020 on Credit Data Protection

Paraguay's credit data protection law with limited scope. Defines sensitive data to include psychological data.

Jurisdiction

Paraguay

Enacted

Sep 23, 2020

Effective

Oct 23, 2020

Enforcement

Secretaría de Defensa del Consumidor y el Usuario (SEDECO)

Limited scope - credit data only

TEDIC (Digital Rights Organization)

Why It Matters

Paraguay's inclusion of psychological data as sensitive creates heightened protections for mental health chatbot conversations in credit/financial contexts.

At a Glance

Applies to

Mental Health App

Who Must Comply

  • Credit bureaus and financial institutions
  • Entities processing credit-related data
  • Psychological data processing

Safety Provisions

  • Psychological data defined as sensitive
  • Credit data subject rights
  • Security measures for credit databases
  • Right to access and correction

Compliance & Enforcement

Penalties

Fines for violations

View on map

Paraguay

Focus Areas

Mental health & crisis

Cite This

APA

Paraguay. (2020). Law 6534/2020 on Credit Data Protection.

Related Regulations

In Effect CARICOM

CARICOM CCSCAP 2025

CARICOM's 2025 regional cyber security framework establishing digital safety culture and coordinated incident response across 18 member states.

In Effect CL

Chile Cybersecurity Law

First cybersecurity framework law in Latin America (Law 21,663 promulgated Mar 26, 2024; published Apr 8, 2024). Creates National Cybersecurity Agency (ANCI), mandatory incident reporting, and encryption rights.

In Effect PR

Puerto Rico Cybersecurity Act

Puerto Rico's comprehensive cybersecurity law establishing cybersecurity framework for public and private sectors, complementing Act 111-2005 breach notification.

In Effect AR

Argentina AI Strategy

Non-binding AI governance guidelines establishing principles for responsible AI use. Argentina positioning as AI innovation hub with limited regulatory barriers. Emphasizes transparency, accountability, and human oversight. Multiple legislative proposals pending inspired by EU AI Act, aiming to establish formal regulatory authority.

Failed CA

AIDA

Would have regulated high-impact AI systems with potential penalties up to $25M or 5% global revenue. Part of Bill C-27 which died when Parliament ended.

In Effect PE

Peru AI Regulations

Peru's first comprehensive AI regulatory framework, inspired by EU AI Act. Establishes three-tier risk-based approach: prohibited uses, high-risk systems (including healthcare), and low-risk/acceptable AI. First general AI regulation in Latin America. Requires human oversight, transparency, and risk assessments for high-risk AI including healthcare applications.

Last updated January 18, 2026. Verify against primary sources before relying on this information.