{"meta":{"exportedAt":"2026-10-10T08:05:29.715Z","formatVersion":2,"selection":{"q":"online-loan","system":"","harm":"","context":"","country":"","role":"","relation":"","evidence":"","year":"","response":"regulatory","severity":"","verification":"","view":"incidents","sort":"added"},"totalIncidents":1,"coverage":{"cases":1,"countries":1,"languages":1,"unknownLocation":0,"locationPending":0,"unknownLanguage":0,"unknownDate":0,"lawsuits":0,"regulatory":1,"minors":0,"coreRelations":1,"contextualRelations":0,"mixedRelations":0,"unknownRelations":0,"relationPending":0,"relationUnknown":0},"countingNote":"Distinct public cases in this selection. People counts apply within individual cases only; cross-case person overlap has not been resolved. No population incidence estimate.","affectedCountNote":"Interpret person counts with affectedCountStatus and the reported effects. Unquantified zeros are placeholders, not a measured zero.","source":"AI incidents","publisher":"NOPE","url":"https://nope.net/incidents","license":"CC BY 4.0"},"incidents":[{"id":"2026-gresik-illegal-online-loan-collectors-ai-manipulated-obscene-photos-extortion-woman-paid","caseFacts":{"claims":[{"id":"c1","status":"reported","evidence":[{"locator":"'“Saat kami melaksanakan kunjungan kerja di Polsek Manyar, kami melihat ada ibu-ibu menangis di SPKT. Setelah kami cek, ternyata korban mengalami pemerasan dan ancaman dari nomor yang mengaku pihak pinjol,” ujarnya, Rabu (7/10/2026).'; 'Kasus tersebut kini lanjut dia, ditangani aparat gabungan Satreskrim Polres Gresik dan Polsek Manyar.'","relation":"supports","source_id":"s1"},{"locator":"'Wanita 34 tahun warga Manyar, Gresik itu mengaku jadi korban penipuan, pengancaman hingga pemerasan seorang Debt Collector (DC) Pinjaman Online (Pinjol).'","relation":"supports","source_id":"s3"},{"locator":"'Saat ini, jajaran Satreskrim Polres Gresik tengah memburu para pelaku di balik teror pinjol tersebut.'","relation":"supports","source_id":"s4"}],"assertion":"A 34-year-old woman from Manyar, Gresik, reported to the Manyar sector police post on 7 October 2026 that people claiming to be online-loan debt collectors had threatened and extorted her, and the Gresik police chief, on a working visit, found her crying there and had the case handled by the regency criminal unit.","causal_attribution":"The police chief's own account of finding the complainant and taking the case, as quoted by beritajatim and detik; Liputan6 reports the same handling. Outlets relay one police statement and the complainant's report."},{"id":"c2","status":"reported","evidence":[{"locator":"'Korban warga Manyar Gresik diduga diperas dan diancam setelah penagih meneror dengan ancaman menyebarkan data pribadi hingga mengirim foto syur hasil rekayasa akal imitasi (AI) bernuansa asusila.'; '“Korban mengaku menerima sejumlah foto hasil manipulasi yang disebut bernuansa syur. Materi tersebut diduga digunakan sebagai alat tekanan agar segera memenuhi tuntutan penagih,” ungkapnya.'","relation":"supports","source_id":"s1"},{"locator":"'\"Korban menerima sejumlah foto bernuansa syur hasil rekayasa AI. Materi asusila editan itu digunakan pelaku sebagai alat teror dan tekanan psikologis agar korban segera memenuhi sejumlah uang yang dituntut,\" tegas Ramadhan.'; 'penagih utang tersebut mengirimkan materi pornografi hasil manipulasi wajah korban menggunakan teknologi kecerdasan buatan (Artificial Intelligence/AI) atau lazim dikenal sebagai deepfake.'","relation":"supports","source_id":"s2"},{"locator":"'\"Jadi dari informasi yang kami dapat dari pelapor, pelapor akan disebarkan data pribadinya dan diberikan beberapa foto yang dinyatakan oleh pelapor adalah bukan foto yang bersangkutan,\" lanjut Ramadhan.'; 'Pelaku juga disebut mengirim foto tidak senonoh hasil editan dan mengancam akan menyebarkannya melalui media sosial, termasuk grup-grup Facebook di Gresik.'","relation":"supports","source_id":"s3"}],"assertion":"The collectors sent the woman obscene photos that beritajatim describes as AI fabrications and that the Gresik police chief, as quoted by beritajatim, calls manipulated photos used as pressure to make her pay; SuaraJatim, citing beritajatim, quotes him calling them AI fabrications used as a tool of terror and psychological pressure; Detik quotes the chief saying the complainant said the photos were not of her.","causal_attribution":"The AI description is beritajatim's narrative and SuaraJatim's rendering of the chief's quote; beritajatim's own quotation of the chief says 'manipulated' photos; Detik's quote of the chief and its own wording ('hasil editan') do not name AI. No examination of the images is described."},{"id":"c3","status":"reported","evidence":[{"locator":"'Total uang yang ditransfer korban kepada pihak yang mengaku sebagai DC pinjol itu mencapai sekitar Rp 3 juta.'; '\"Kurang lebih sekitar Rp 3 juta yang dilaporkan,\" tambah Ramadhan.'","relation":"supports","source_id":"s3"},{"locator":"'Peristiwa tersebut bermula pada 22 September 2026. Sekitar pukul 08.10 WIB, korban menerima pesan WhatsApp dari penagih aplikasi pinjol berinisial Amanah. Meskipun masa jatuh tempo sebenarnya baru tiba pada 24 September 2026, korban dipaksa melunasi tagihan saat itu juga sebesar Rp1,6 juta dengan ancaman. Korban akhirnya menuruti permintaan tersebut dan melunasinya.'; 'Di bawah tekanan dan rasa takut, korban yang mengaku tidak pernah meminjam melalui aplikasi tersebut akhirnya mentransfer uang Rp2,9 juta.'","relation":"supports","source_id":"s4"}],"assertion":"Under the threats the woman transferred money to accounts given by the collectors: about Rp3 million in total according to the police chief as quoted by Detik, and two payments of Rp1.6 million (22 September 2026) and Rp2.9 million according to her account in Liputan6.","causal_attribution":"Two accounts of the amount: the police chief's reported total (Detik) and the complainant's itemised account (Liputan6); they differ and neither outlet reconciles them."},{"id":"c4","status":"reported","evidence":[{"locator":"'Tak hanya mengancam, pelaku kemudian membagikan foto syur hasil rekayasa yang disandingkan dengan KTP korban ke berbagai grup Facebook wilayah Gresik.'","relation":"supports","source_id":"s4"},{"locator":"'Pelaku juga disebut mengirim foto tidak senonoh hasil editan dan mengancam akan menyebarkannya melalui media sosial, termasuk grup-grup Facebook di Gresik.'","relation":"supports","source_id":"s3"}],"assertion":"According to Liputan6, quoting the woman, the second collector shared fabricated obscene photos of her paired with her ID card to various Gresik-area Facebook groups; Detik reports the collector threatened to spread edited indecent photos through Gresik Facebook groups.","causal_attribution":"The distribution to Facebook groups is reported by Liputan6 from the woman's account; Detik reports only the threat to distribute. Single origin for the actual posting."},{"id":"c5","status":"reported","evidence":[{"locator":"'Aplikasi bernama Pinjam Amanah itu tidak terdaftar di OJK (otoritas jasa keuangan).'","relation":"supports","source_id":"s3"},{"locator":"'nomor WhatsApp lain dari aplikasi berbeda, Dana Dompet, datang meneror korban dengan klaim tagihan fiktif senilai Rp2,9 juta'","relation":"supports","source_id":"s4"}],"assertion":"Detik reports that the first app, Pinjam Amanah, was not registered with the financial regulator OJK, and Liputan6 reports that the second demand came from a number claiming a different app, Dana Dompet, with a fictitious bill.","causal_attribution":"Detik's own gathered information and the woman's quoted account; no regulator statement is cited."}],"effects":[{"label":"extorted with AI-fabricated obscene photos of her by people posing as online-loan collectors","claim_id":"c2","direction":"negative"},{"label":"fabricated obscene photos paired with her ID card shared to local Facebook groups","claim_id":"c4","direction":"negative"},{"label":"paid about Rp3 million under threat","claim_id":"c3","direction":"negative"}],"sources":[{"id":"s1","url":"https://beritajatim.com/kapolres-gresik-temukan-korban-pinjol-diteror-dan-diperas-dengan-foto-syur","kind":"news_report","access":"read","language":"id","translation_note":"Read in the original Indonesian on 2026-10-10 (HTTP 200) by the research agent (an AI); English renderings in this record are the research agent's own translations and no human translator reviewed them. beritajatim.com report by its own newsroom (dny/ted) quoting the Gresik police chief on Wednesday 7 October 2026.","independence_group":"beritajatim-suara-network"},{"id":"s2","url":"https://jatim.suara.com/read/2026/10/08/110332/diteror-foto-asusila-editan-ai-wanita-di-gresik-menangis-histeris-di-depan-kapolres","kind":"news_report","access":"read","language":"id","translation_note":"Read in the original Indonesian on 2026-10-10 (HTTP 200) by the research agent (an AI); English renderings in this record are the research agent's own translations and no human translator reviewed them. SuaraJatim.id states it quotes the police chief from beritajatim.com, its network partner; same group as s1.","independence_group":"beritajatim-suara-network"},{"id":"s3","url":"https://www.detik.com/jatim/hukum-dan-kriminal/d-8697986/dc-ancam-wanita-gresik-sebar-foto-porno-editan-ternyata-pinjol-ilegal","kind":"news_report","access":"read","language":"id","translation_note":"Read in the original Indonesian on 2026-10-10 (HTTP 200) by the research agent (an AI); English renderings in this record are the research agent's own translations and no human translator reviewed them. detikJatim report by its own reporter (photo credit Jemmi Purwodianto) quoting the police chief on Thursday 8 October 2026 and information gathered by the outlet.","independence_group":"detik"},{"id":"s4","url":"https://www.liputan6.com/regional/read/8308392/irt-di-gresik-diperas-pinjol-ilegal-foto-syur-rekayasa-disebar","kind":"news_report","access":"read","language":"id","translation_note":"Read in the original Indonesian on 2026-10-10 (HTTP 200) by the research agent (an AI); English renderings in this record are the research agent's own translations and no human translator reviewed them. Liputan6 regional report (photo credit Hermawan) quoting the woman directly on Thursday 8 October 2026 and the police chief; it spells the chief's name differently from the other outlets.","independence_group":"liputan6"}],"version":1,"ai_roles":["others_use"],"contexts":["finance","privacy","everyday_life"],"unknowns":["Who operated the numbers and whether they were connected to the loan apps named","Whether the photos were generated or altered with an AI tool, which rests on the police chief's description as reported; no forensic examination or tool is described","Whether the chief himself used the word AI: beritajatim's quotation of him says manipulated photos, while SuaraJatim's version of the same quote says AI fabrications","The total paid (about Rp3 million per the police chief in Detik; Rp1.6 million plus Rp2.9 million per the woman in Liputan6)","How widely the photos were distributed on Facebook and whether they were removed","When the second demand and the Facebook posting happened (Liputan6: not long after 22 September 2026)"],"geography":{"basis":"Event: the demands reached the woman in Manyar, Gresik Regency, East Java, the photos were shared to Gresik-area Facebook groups and the report was made at the Manyar sector police post (all four bodies). Affected person: a resident of Manyar, Gresik. No court is involved.","court_countries":[],"event_countries":["ID"],"affected_person_countries":["ID"]},"publication":{"basis":"Published as a reported case: four Indonesian outlets in three reporting chains describe a concrete extortion of one identified-by-initials adult woman, and beritajatim describes the obscene photos sent to her as AI fabrications while quoting the Gresik police chief calling them manipulated photos used to pressure her into paying; SuaraJatim, citing beritajatim, quotes the chief calling them AI fabrications. The AI description is attributed to the police chief and the complainant; the amount paid is reported in two differing figures; the perpetrators and the tool are unknown. Identity is minimised to age and sub-district; the initials used by the outlets are not repeated.","reviewed_on":"2026-10-10"},"ai_involvement":{"basis":"beritajatim reports that the collectors sent the woman obscene photos that were AI fabrications ('hasil rekayasa akal imitasi (AI)'), and SuaraJatim quotes the Gresik police chief saying she received obscene photos that were AI fabrications ('hasil rekayasa AI') used as a tool of terror and psychological pressure, describing them as pornography made by manipulating her face with AI. The fabricated images depicted her (depicted_or_impersonated) and were the instrument of the extortion: Detik and Liputan6 report that the collectors threatened to spread, and per Liputan6 did spread, the photos with her ID card to Gresik Facebook groups, after which she paid. The AI description is the police chief's as reported; Detik and Liputan6 call the photos edited or fabricated without naming AI; no examination or tool is described.","status":"reported"},"person_relations":["depicted_or_impersonated"]},"name":"Gresik, East Java: police say a woman was extorted by illegal online-loan collectors who sent AI-manipulated obscene photos of her; she paid about Rp3 million","summary":"East Java police and three Indonesian outlets report that a 34-year-old woman from Manyar, Gresik Regency, was extorted by people claiming to be debt collectors for illegal online-loan apps. According to Liputan6, which quotes the woman, the first WhatsApp demand on 22 September 2026 forced her to pay Rp1.6 million before the due date; a second number then claimed a fictitious Rp2.9 million bill, threatened to spread her ID card photo, and shared fabricated obscene photos of her paired with her ID card to Gresik-area Facebook groups, after which she paid again. Detik reports a total of about Rp3 million transferred, quoting the Gresik police chief; the two figures are not reconciled. The chief, who found her crying at the Manyar police post during a visit on 7 October 2026, is quoted by beritajatim as saying she received manipulated photos said to be obscene ('foto hasil manipulasi') used as pressure to meet the collector's demands; beritajatim's own report calls them AI fabrications ('hasil rekayasa akal imitasi (AI)'), and SuaraJatim, which says it takes the quote from beritajatim, renders it as obscene photos that were AI fabrications ('hasil rekayasa AI') used as a tool of terror and psychological pressure. Detik quotes him saying the photos were, per the complainant, not of her. The case was taken over by the Gresik police criminal unit; no suspect is identified and the tool is not named.","incidentDate":"2026-09-22","incidentKind":"single_event","incidentDatePrecision":"day","exposurePattern":"unknown","reportedDate":"2026-10-07","aiSystem":"AI image manipulation, as described by the Gresik police chief and beritajatim/Suara, producing obscene photos with the woman's face (tool not identified)","aiProduct":"Unidentified image tool","severity":"medium","verificationStatus":"credible","harmCategories":[],"harmOutcomes":["financial_loss","psychological_distress","exploitation_or_abuse"],"harmOutcomeSummary":"According to beritajatim's report of the Gresik police chief's briefing, SuaraJatim's quotation of the chief, and the woman's account in Liputan6, collectors for illegal online-loan apps sent her fabricated obscene photos, described as AI-made by beritajatim and by the chief as quoted by SuaraJatim, and, per Liputan6, posted them with her ID card to local Facebook groups to force payment; she transferred about Rp3 million (police figure) and was found crying at the police post in severe psychological shock.","frameworkFacets":[],"causationStatus":"alleged","participantUsersAffectedMin":0,"otherPeopleHarmedMin":1,"affectedCountStatus":"exact","affectedCountEvidence":"One person: the 34-year-old woman named by initials in all four bodies, who received the fabricated photos, was depicted in them and paid. Her husband accompanied her to the police post and is not counted. No other victim is described; she did not use the AI.","victimAgeRange":"adult","jurisdiction":"ID","platformType":"other","outcomeType":"investigation_opened","outcomeStatus":"ongoing","primarySourceUrl":"https://beritajatim.com/kapolres-gresik-temukan-korban-pinjol-diteror-dan-diperas-dengan-foto-syur","primarySourceLabel":"beritajatim.com, 7 October 2026: Gresik police chief finds online-loan victim terrorised and extorted with obscene photos","firstPublishedAt":"2026-10-10T03:39:27.61309+00:00","updatedAt":"2026-10-10T03:39:27.61309+00:00","scopeVersion":"facts-v3","tags":["deepfake","intimate-image-abuse","extortion","online-loan","pinjol","indonesia","east-java","facebook","whatsapp","depicted-or-impersonated"]}]}