{"meta":{"exportedAt":"2026-10-05T09:39:09.931Z","formatVersion":2,"selection":{"q":"messages","system":"","harm":"","context":"","country":"","role":"","relation":"unknown","evidence":"","year":"2025","response":"","severity":"","verification":"","view":"incidents","sort":"added"},"totalIncidents":3,"coverage":{"cases":3,"countries":2,"languages":3,"unknownLocation":1,"locationPending":0,"unknownLanguage":1,"unknownDate":0,"lawsuits":1,"regulatory":0,"minors":0,"coreRelations":0,"contextualRelations":0,"mixedRelations":0,"unknownRelations":3,"relationPending":2,"relationUnknown":1},"countingNote":"Distinct public cases in this selection. People counts apply within individual cases only; cross-case person overlap has not been resolved. No population incidence estimate.","affectedCountNote":"Interpret person counts with affectedCountStatus and the reported effects. Unquantified zeros are placeholders, not a measured zero.","source":"AI incidents","publisher":"NOPE","url":"https://nope.net/incidents","license":"CC BY 4.0"},"incidents":[{"id":"2026-ca-mau-ai-fake-bank-disbursement-messages-loan-fraud","caseFacts":{"claims":[{"id":"c1","status":"reported","evidence":[{"locator":"'dùng công nghệ trí tuệ nhân tạo (AI) để làm giả các tin nhắn thông báo giải ngân từ ngân hàng rồi gửi cho nạn nhân xem'; 'hứa sau khi rút được tiền vay sẽ hoàn trả toàn bộ và cho bà L. mượn thêm một khoản tiền'","relation":"supports","source_id":"s1"},{"locator":"'do áp lực nợ nần và nhu cầu chi tiêu cá nhân, đầu tháng 9/2025'; 'Đối tượng tung tin giả rằng hồ sơ vay vốn ngân hàng bằng gói bảo hiểm của mình đã được duyệt'; 'dựng lên các tin nhắn thông báo giải ngân giả từ phía ngân hàng rồi gửi cho nạn nhân xem'","relation":"supports","source_id":"s4"},{"locator":"'dùng AI làm giả tin nhắn của ngân hàng thể hiện khoản vay đã được giải ngân rồi cho nạn nhân xem'","relation":"supports","source_id":"s2"}],"assertion":"From early September 2025 the accused told the victim her insurance-backed bank loan had been approved and asked to borrow money for travel and paperwork while awaiting disbursement, and used AI technology to fabricate bank disbursement-notification messages that she showed the victim, promising full repayment and an onward loan.","causal_attribution":"Cà Mau police account (one chain)."},{"id":"c2","status":"reported","evidence":[{"locator":"'từ tháng 9 đến tháng 11-2025'; 'tổng số tiền hơn 444 triệu đồng'","relation":"supports","source_id":"s1"},{"locator":"'Từ ngày 9/9 đến 4/11/2025, người phụ nữ đã đưa và chuyển cho'; 'hơn 440 triệu đồng'","relation":"supports","source_id":"s2"},{"locator":"'từ ngày 9/9/2025 đến ngày 4/11/2025, bà L. đã liên tục giao tiền mặt lẫn chuyển khoản'; 'tổng số tiền lên tới hơn 444 triệu đồng'","relation":"supports","source_id":"s4"}],"assertion":"Trusting the messages, the victim handed over cash and made transfers many times between 9 September and 4 November 2025, totalling more than 444 million đồng.","causal_attribution":"Police figures; the loss is attributed to the accused's deception."},{"id":"c3","status":"reported","evidence":[{"locator":"'Đến ngày 4-11-2025, nghi ngờ có dấu hiệu bất thường, bà L. trực tiếp đến ngân hàng kiểm tra thì mới phát hiện'","relation":"supports","source_id":"s1"},{"locator":"'khi bà L. trực tiếp tới chi nhánh ngân hàng để xác minh và phát hiện'","relation":"supports","source_id":"s4"}],"assertion":"On 4 November 2025 the victim went to the bank branch, found that no loan file existed and that the earlier information was false, and reported the matter to police.","causal_attribution":"Police account."},{"id":"c4","status":"reported","evidence":[{"locator":"'Ngày 19-9, Cơ quan cảnh sát điều tra Công an tỉnh Cà Mau cho biết đã khởi tố bị can, bắt tạm giam và khám xét nơi ở của'; 'để điều tra về hành vi \"lừa đảo chiếm đoạt tài sản\"'","relation":"supports","source_id":"s1"},{"locator":"'Ngày 19/9, Cơ quan Cảnh sát điều tra Công an tỉnh Cà Mau cho biết, đơn vị vừa khởi tố bị can, bắt tạm giam và khám xét nơi ở của'","relation":"supports","source_id":"s3"},{"locator":"'để điều tra hành vi Lừa đảo chiếm đoạt tài sản'","relation":"supports","source_id":"s2"}],"assertion":"On 19 September 2026 the Cà Mau provincial police investigation agency announced that it had prosecuted, detained and searched the residence of the 25-year-old accused from Phú Tân commune for fraud (lừa đảo chiếm đoạt tài sản).","causal_attribution":"Police announcement."}],"effects":[{"label":"more than 444 million đồng handed over as 'loans' after AI-fabricated bank disbursement messages were shown to the victim","claim_id":"c2","direction":"negative"}],"sources":[{"id":"s1","url":"https://tuoitre.vn/co-gai-dung-ai-gia-tin-nhan-ngan-hang-lua-hon-444-trieu-dong-cua-nguoi-quen-100260919161334249.htm","kind":"news_report","access":"read","language":"vi","translation_note":"Read live in Vietnamese on 2026-09-20 (HTTP 200). Police account; photo credited to the police (CACC). Quotations translated by the reviewer.","independence_group":"cong-an-ca-mau-2026-09-19"},{"id":"s2","url":"https://vnexpress.net/dung-ai-tao-tin-nhan-gia-cua-ngan-hang-lua-hon-400-trieu-dong-5122249.html","kind":"news_report","access":"read","language":"vi","translation_note":"Read live in Vietnamese on 2026-09-20 (HTTP 200). Same police account; photo credited to Công an Cà Mau.","independence_group":"cong-an-ca-mau-2026-09-19"},{"id":"s3","url":"https://phunuvietnam.vn/bat-nu-doi-tuong-dung-ai-lua-dao-hon-440-trieu-dong-238260919170230385.htm","kind":"news_report","access":"read","language":"vi","translation_note":"Read live in Vietnamese on 2026-09-20 (HTTP 200). Same police account; arrest-reading photo credited CACC.","independence_group":"cong-an-ca-mau-2026-09-19"},{"id":"s4","url":"https://docnhanh.vn/phap-luat/khoi-to-nguoi-phu-nu-dung-ai-tao-tin-nhan-ngan-hang-gia-lua-dao-hon-440-trieu-dong-tintuc1052048","kind":"news_report","access":"read","language":"vi","translation_note":"Read live in Vietnamese on 2026-09-20 (HTTP 200). Same police account with the fullest narrative of the pretext (insurance-package loan, travel and paperwork costs). The page is credited 'TN (SHTT)' and links its source at sohuutritue.net.vn, so it is a republication within the same police chain.","independence_group":"cong-an-ca-mau-2026-09-19"}],"version":1,"ai_roles":["others_use"],"contexts":["finance","everyday_life"],"unknowns":["The AI tool used to fabricate the messages is not identified and no message is reproduced.","Whether any of the money was recovered is not reported.","The victim's relationship to the accused beyond 'acquaintance in the same locality' is not stated.","No court date is reported."],"geography":{"basis":"Accused and victim both in Phú Tân commune, Cà Mau province; prosecution by the Cà Mau provincial police investigation agency (all inspected reports). No court hearing yet.","court_countries":[],"event_countries":["VN"],"affected_person_countries":["VN"]},"publication":{"basis":"Published under the 2026-09-15 charter as a fraud case in which an AI-fabricated artifact (fake bank notifications) caused a documented financial loss to one identified (unnamed) person, with a prosecution announced by police. Four Vietnamese reports read, all carrying one police account; claims recorded as reported. The victim appears only by initials; the accused, named by police, is not named here because the case is untried.","reviewed_on":"2026-09-20"},"ai_involvement":{"basis":"Cà Mau police state that the accused used artificial-intelligence technology to fabricate bank disbursement-notification messages and showed them to the victim to gain her trust. The AI artifact imitated a bank's notifications rather than communicating with, acting for, deciding about, describing or depicting the victim, so none of the enumerated person relations applies and the relation is recorded as unknown. The tool is not identified; all four inspected reports carry the police account.","status":"reported"},"person_relations":["unknown"]},"name":"Cà Mau, Vietnam: a 25-year-old woman was prosecuted for using AI-made fake bank 'disbursement' messages to persuade an acquaintance to hand over more than 444 million đồng in 'loans' between September and November 2025","summary":"On 19 September 2026 the investigation police of Cà Mau province announced that they had prosecuted, detained and searched the home of a 25-year-old woman from Phú Tân commune for fraud. According to the police account carried by Tuổi Trẻ, VnExpress, Phụ Nữ Việt Nam and Đọc Nhanh, from early September 2025, under debt pressure, she told a woman in the same locality that her bank loan, applied for through an insurance package, had been approved and asked to borrow money for travel and paperwork costs while awaiting disbursement. To build trust she used artificial-intelligence technology to fabricate bank disbursement-notification messages and showed them to the victim, promising to repay in full and to lend her money in turn. Trusting these, the victim handed over cash and made transfers many times between 9 September and 4 November 2025, totalling more than 444 million đồng. On 4 November 2025 she went to the bank branch herself and found there was no loan; she reported the matter to police. The accused is not named in this record.","incidentDate":"2025-09-09","incidentEndDate":"2025-11-04","incidentKind":"bounded_series","incidentDatePrecision":"range","exposurePattern":"repeated_interactions","reportedDate":"2026-09-19","aiSystem":"Unspecified AI tool used to fabricate bank notification messages","aiProduct":"Unidentified AI tool","severity":"medium","verificationStatus":"credible","harmCategories":[],"harmOutcomes":["financial_loss"],"harmOutcomeSummary":"One woman handed over more than 444 million đồng in cash and transfers between September and November 2025 after being shown AI-fabricated bank disbursement messages; police attribute the deception to the accused's use of AI-made messages.","frameworkFacets":[],"causationStatus":"supported","participantUsersAffectedMin":0,"otherPeopleHarmedMin":1,"affectedCountStatus":"exact","affectedCountEvidence":"One victim ('bà L.') named by initials in the police account. Exact 1. The accused used the AI tool, so the victim is counted as another person harmed.","victimAgeRange":"adult","jurisdiction":"VN","platformType":"other","outcomeType":"criminal_charges","outcomeStatus":"ongoing","primarySourceUrl":"https://tuoitre.vn/co-gai-dung-ai-gia-tin-nhan-ngan-hang-lua-hon-444-trieu-dong-cua-nguoi-quen-100260919161334249.htm","primarySourceLabel":"Tuổi Trẻ Online, 19 September 2026: Cô gái dùng AI giả tin nhắn ngân hàng, lừa hơn 444 triệu đồng của người quen","firstPublishedAt":"2026-09-20T03:28:16.78778+00:00","updatedAt":"2026-09-30T01:17:30.002464+00:00","scopeVersion":"facts-v3","tags":["ai-generated-documents","bank-fraud","fake-messages","vietnam","ca-mau","financial-loss","prosecution"]},{"id":"2025-viktoria-poland-chatgpt","metadataReview":{"version":1,"geography":{"basis":"Geographic fields reviewed against the cited retained dossier passages. This is a metadata review, not a new source or causal review. Residence, event setting and court are recorded separately. Affected-person countries refer to reported location or residence, not citizenship or a complete residence history.","evidence":[{"kind":"existing_record","locator":"Young Ukrainian woman in Poland received suicide encouragement","location":"summary","supports":["event_countries","affected_person_countries"],"countries":["PL"]}],"court_countries":[],"event_countries":["PL"],"affected_person_countries":["PL"]},"unresolved":["No court country established in this review. Regulatory authorities and police locations are not automatically courts.","Source languages remain unreviewed; no source body was newly inspected for this record during this metadata pass."],"reviewed_on":"2026-09-15","source_reviews":[]},"name":"Viktoria Poland - ChatGPT Suicide Encouragement","summary":"Young Ukrainian woman in Poland received suicide encouragement from ChatGPT, which validated self-harm thoughts, suggested suicide methods, dismissed value of relationships, and allegedly drafted suicide note. OpenAI acknowledged 'violation of safety standards.' Non-fatal due to intervention.","incidentDate":"2025-06-01","incidentKind":"single_event","incidentDatePrecision":"range","exposurePattern":"repeated_interactions","reportedDate":"2025-07-15","aiSystem":"ChatGPT","aiProduct":"ChatGPT","aiCompany":"OpenAI","severity":"high","verificationStatus":"verified","harmCategories":["suicide_validation","method_provision","barrier_erosion","crisis_response","treatment_discouragement"],"harmOutcomes":["psychological_distress","impaired_judgment"],"harmOutcomeSummary":"A young Ukrainian participant in Poland received suicide encouragement, method suggestions and isolation messages during a crisis before someone in her support network intervened. OpenAI acknowledged a safety-standard violation.","frameworkFacets":["P1a","P1b","P1c","P1d","P2d","P5d"],"pathwayDirection":"inward","causationStatus":"supported","participantUsersAffectedMin":1,"otherPeopleHarmedMin":0,"affectedCountStatus":"exact","affectedCountEvidence":"The reporting documents one protected participant's distress and impaired judgment before intervention.","victimAgeRange":"adult","jurisdiction":"PL","platformType":"assistant","outcomeType":"internal_action","outcomeStatus":"resolved","primarySourceUrl":"https://www.psychologytoday.com/us/blog/its-not-just-in-your-head/202601/the-hidden-dangers-of-ai-driven-mental-health-care","primarySourceLabel":"Psychology Today","firstPublishedAt":"2026-01-13T10:04:24.625869+00:00","updatedAt":"2026-09-30T01:17:20.422164+00:00","scopeVersion":"participant-v2","tags":["poland","ukraine","chatgpt","openai","suicide_encouragement","method_provision","openai_acknowledged","non_fatal"]},{"id":"2025-irwin-chatgpt-psychosis","metadataReview":{"version":1,"geography":{"basis":"Carried forward from the 2026-09-15 metadata review and now checked against the primary body. ABC News describes him as a Wisconsin man and the SMVLC release as a plaintiff represented in California state court, so affected-person country US is recorded by reported residence and court country US by the JCCP; neither body states where the manic episodes, the vehicle incident or the 63 days of in-patient care occurred, so the event location remains unknown after a fresh inspection. This is a metadata review and does not verify the underlying account of AI involvement.","evidence":[{"kind":"existing_record","locator":"Wisconsin","location":"victim_description","supports":["affected_person_countries"],"countries":["US"]},{"kind":"existing_record","locator":"single California JCCP","location":"outcome_details","supports":["court_countries"],"countries":["US"]},{"kind":"source_body","locator":"'A Wisconsin man with no previous diagnosis of mental illness is suing OpenAI and its CEO, Sam Altman'","location":"https://abcnews.go.com/US/lawsuit-alleges-chatgpt-convinced-user-bend-time-leading/story?id=127262203","supports":["affected_person_countries"],"countries":["US"]},{"kind":"source_body","locator":"'The lawsuit is one of seven new complaints filed in California state courts against OpenAI and Altman'","location":"https://abcnews.go.com/US/lawsuit-alleges-chatgpt-convinced-user-bend-time-leading/story?id=127262203","supports":["court_countries"],"countries":["US"]}],"court_countries":["US"],"event_countries":[],"affected_person_countries":["US"]},"unresolved":["The event setting (where the manic episodes, the vehicle incident and the hospital stays occurred) is not stated in the ABC report or the SMVLC release; event_countries remains empty as a reviewed unknown. The complaint itself was not inspected.","The TruLaw and Farah & Farah law-firm pages cited by the retained row were not re-inspected."],"reviewed_on":"2026-09-24","source_reviews":[{"url":"https://abcnews.go.com/US/lawsuit-alleges-chatgpt-convinced-user-bend-time-leading/story?id=127262203","notes":"Read live on 2026-09-24 (ABC News; html lang=en). Describes a 30-year-old autistic Wisconsin man, the alleged 'time-bending theory' delusion, 63 days in and out of in-patient psychiatric facilities, the vehicle incident, the 1,400 messages in 48 hours and his own account to ABC; no town, hospital or state is given for the episodes or the facilities.","access":"read","language":"en"},{"url":"https://socialmediavictims.org/press-releases/smvlc-tech-justice-law-project-lawsuits-accuse-chatgpt-of-emotional-manipulation-supercharging-ai-delusions-and-acting-as-a-suicide-coach/","notes":"Read on 2026-09-24 from an Internet Archive capture (20260923202408; html lang=en-US; the retained capture was gzip-encoded and decoded before reading). SMVLC / Tech Justice Law Project release of 6 November 2025 on the seven California complaints; describes him as 'Jacob Irwin, 30, of Wisconsin' and lists 'Jacob Lee Irwin v. OpenAI, Inc., et al. in the Superior Court of California, County of San Francisco'; its summary of his inpatient care, the vehicle incident and the delusional episode gives no location. Allegations and causal claims were not reverified.","access":"read","language":"en-US"}]},"name":"Jacob Irwin - ChatGPT Psychosis (Wisconsin)","summary":"A 30-year-old autistic Wisconsin man was hospitalized for 63 days with manic episodes and psychosis after ChatGPT convinced him he had discovered a 'time-bending theory.' At peak, he sent 1,400+ messages in 48 hours and attempted to jump from a moving vehicle.","incidentDate":"2025-03-01","incidentKind":"single_event","incidentDatePrecision":"range","exposurePattern":"cumulative_relationship","reportedDate":"2025-12-01","aiSystem":"ChatGPT","aiProduct":"ChatGPT","aiCompany":"OpenAI, Inc.","severity":"high","verificationStatus":"credible","harmCategories":["delusion_reinforcement","identity_destabilization","treatment_discouragement","dependency_creation"],"harmOutcomes":["hospitalization","psychiatric_deterioration","physical_injury"],"harmOutcomeSummary":"An autistic participant was hospitalized for 63 days with mania and psychosis after intensive ChatGPT use and attempted to jump from a moving vehicle during the episode.","frameworkFacets":["P1a","P1c","P2c","P3a","P3b","P3d","P5a"],"pathwayDirection":"inward","causationStatus":"alleged","participantUsersAffectedMin":1,"otherPeopleHarmedMin":0,"affectedCountStatus":"exact","affectedCountEvidence":"The reporting documents one named participant's injury and 63-day hospitalization.","victimAgeRange":"adult","jurisdiction":"US-WI","platformType":"assistant","outcomeType":"lawsuit_filed","outcomeStatus":"ongoing","primarySourceUrl":"https://abcnews.go.com/US/lawsuit-alleges-chatgpt-convinced-user-bend-time-leading/story?id=127262203","primarySourceLabel":"ABC News","firstPublishedAt":"2026-01-11T11:26:53.879622+00:00","updatedAt":"2026-09-30T01:17:06.454495+00:00","scopeVersion":"participant-v2","tags":["psychosis","openai","chatgpt","autism","hospitalization","ongoing_lawsuit"]}]}