{ "meta": { "exportedAt": "2026-09-22T18:31:21.656Z", "formatVersion": 2, "selection": { "q": "bank", "system": "", "harm": "", "context": "", "country": "", "role": "", "relation": "", "evidence": "", "year": "2025", "response": "", "severity": "", "verification": "", "view": "incidents", "sort": "added" }, "totalIncidents": 3, "coverage": { "cases": 3, "countries": 3, "languages": 3, "unknownLocation": 0, "locationPending": 0, "unknownLanguage": 0, "unknownDate": 0, "lawsuits": 1, "regulatory": 1, "minors": 0, "coreRelations": 1, "contextualRelations": 1, "mixedRelations": 0, "unknownRelations": 1, "relationPending": 0, "relationUnknown": 1 }, "countingNote": "Distinct public cases in this selection. People counts apply within individual cases only; cross-case person overlap has not been resolved. No population incidence estimate.", "affectedCountNote": "Interpret person counts with affectedCountStatus and the reported effects. Unquantified zeros are placeholders, not a measured zero.", "source": "NOPE Incident Tracker", "url": "https://nope.net/incidents", "license": "CC BY 4.0" }, "incidents": [ { "id": "2026-ca-mau-ai-fake-bank-disbursement-messages-loan-fraud", "caseFacts": { "claims": [ { "id": "c1", "status": "reported", "evidence": [ { "locator": "'dùng công nghệ trí tuệ nhân tạo (AI) để làm giả các tin nhắn thông báo giải ngân từ ngân hàng rồi gửi cho nạn nhân xem'; 'hứa sau khi rút được tiền vay sẽ hoàn trả toàn bộ và cho bà L. mượn thêm một khoản tiền'", "relation": "supports", "source_id": "s1" }, { "locator": "'do áp lực nợ nần và nhu cầu chi tiêu cá nhân, đầu tháng 9/2025'; 'Đối tượng tung tin giả rằng hồ sơ vay vốn ngân hàng bằng gói bảo hiểm của mình đã được duyệt'; 'dựng lên các tin nhắn thông báo giải ngân giả từ phía ngân hàng rồi gửi cho nạn nhân xem'", "relation": "supports", "source_id": "s4" }, { "locator": "'dùng AI làm giả tin nhắn của ngân hàng thể hiện khoản vay đã được giải ngân rồi cho nạn nhân xem'", "relation": "supports", "source_id": "s2" } ], "assertion": "From early September 2025 the accused told the victim her insurance-backed bank loan had been approved and asked to borrow money for travel and paperwork while awaiting disbursement, and used AI technology to fabricate bank disbursement-notification messages that she showed the victim, promising full repayment and an onward loan.", "causal_attribution": "Cà Mau police account (one chain)." }, { "id": "c2", "status": "reported", "evidence": [ { "locator": "'từ tháng 9 đến tháng 11-2025'; 'tổng số tiền hơn 444 triệu đồng'", "relation": "supports", "source_id": "s1" }, { "locator": "'Từ ngày 9/9 đến 4/11/2025, người phụ nữ đã đưa và chuyển cho'; 'hơn 440 triệu đồng'", "relation": "supports", "source_id": "s2" }, { "locator": "'từ ngày 9/9/2025 đến ngày 4/11/2025, bà L. đã liên tục giao tiền mặt lẫn chuyển khoản'; 'tổng số tiền lên tới hơn 444 triệu đồng'", "relation": "supports", "source_id": "s4" } ], "assertion": "Trusting the messages, the victim handed over cash and made transfers many times between 9 September and 4 November 2025, totalling more than 444 million đồng.", "causal_attribution": "Police figures; the loss is attributed to the accused's deception." }, { "id": "c3", "status": "reported", "evidence": [ { "locator": "'Đến ngày 4-11-2025, nghi ngờ có dấu hiệu bất thường, bà L. trực tiếp đến ngân hàng kiểm tra thì mới phát hiện'", "relation": "supports", "source_id": "s1" }, { "locator": "'khi bà L. trực tiếp tới chi nhánh ngân hàng để xác minh và phát hiện'", "relation": "supports", "source_id": "s4" } ], "assertion": "On 4 November 2025 the victim went to the bank branch, found that no loan file existed and that the earlier information was false, and reported the matter to police.", "causal_attribution": "Police account." }, { "id": "c4", "status": "reported", "evidence": [ { "locator": "'Ngày 19-9, Cơ quan cảnh sát điều tra Công an tỉnh Cà Mau cho biết đã khởi tố bị can, bắt tạm giam và khám xét nơi ở của'; 'để điều tra về hành vi \"lừa đảo chiếm đoạt tài sản\"'", "relation": "supports", "source_id": "s1" }, { "locator": "'Ngày 19/9, Cơ quan Cảnh sát điều tra Công an tỉnh Cà Mau cho biết, đơn vị vừa khởi tố bị can, bắt tạm giam và khám xét nơi ở của'", "relation": "supports", "source_id": "s3" }, { "locator": "'để điều tra hành vi Lừa đảo chiếm đoạt tài sản'", "relation": "supports", "source_id": "s2" } ], "assertion": "On 19 September 2026 the Cà Mau provincial police investigation agency announced that it had prosecuted, detained and searched the residence of the 25-year-old accused from Phú Tân commune for fraud (lừa đảo chiếm đoạt tài sản).", "causal_attribution": "Police announcement." } ], "effects": [ { "label": "more than 444 million đồng handed over as 'loans' after AI-fabricated bank disbursement messages were shown to the victim", "claim_id": "c2", "direction": "negative" } ], "sources": [ { "id": "s1", "url": "https://tuoitre.vn/co-gai-dung-ai-gia-tin-nhan-ngan-hang-lua-hon-444-trieu-dong-cua-nguoi-quen-100260919161334249.htm", "kind": "news_report", "access": "read", "language": "vi", "translation_note": "Read live in Vietnamese on 2026-09-20 (HTTP 200). Police account; photo credited to the police (CACC). Quotations translated by the reviewer.", "independence_group": "cong-an-ca-mau-2026-09-19" }, { "id": "s2", "url": "https://vnexpress.net/dung-ai-tao-tin-nhan-gia-cua-ngan-hang-lua-hon-400-trieu-dong-5122249.html", "kind": "news_report", "access": "read", "language": "vi", "translation_note": "Read live in Vietnamese on 2026-09-20 (HTTP 200). Same police account; photo credited to Công an Cà Mau.", "independence_group": "cong-an-ca-mau-2026-09-19" }, { "id": "s3", "url": "https://phunuvietnam.vn/bat-nu-doi-tuong-dung-ai-lua-dao-hon-440-trieu-dong-238260919170230385.htm", "kind": "news_report", "access": "read", "language": "vi", "translation_note": "Read live in Vietnamese on 2026-09-20 (HTTP 200). Same police account; arrest-reading photo credited CACC.", "independence_group": "cong-an-ca-mau-2026-09-19" }, { "id": "s4", "url": "https://docnhanh.vn/phap-luat/khoi-to-nguoi-phu-nu-dung-ai-tao-tin-nhan-ngan-hang-gia-lua-dao-hon-440-trieu-dong-tintuc1052048", "kind": "news_report", "access": "read", "language": "vi", "translation_note": "Read live in Vietnamese on 2026-09-20 (HTTP 200). Same police account with the fullest narrative of the pretext (insurance-package loan, travel and paperwork costs). The page is credited 'TN (SHTT)' and links its source at sohuutritue.net.vn, so it is a republication within the same police chain.", "independence_group": "cong-an-ca-mau-2026-09-19" } ], "version": 1, "ai_roles": [ "others_use" ], "contexts": [ "finance", "everyday_life" ], "unknowns": [ "The AI tool used to fabricate the messages is not identified and no message is reproduced.", "Whether any of the money was recovered is not reported.", "The victim's relationship to the accused beyond 'acquaintance in the same locality' is not stated.", "No court date is reported." ], "geography": { "basis": "Accused and victim both in Phú Tân commune, Cà Mau province; prosecution by the Cà Mau provincial police investigation agency (all inspected reports). No court hearing yet.", "court_countries": [], "event_countries": [ "VN" ], "affected_person_countries": [ "VN" ] }, "publication": { "basis": "Published under the 2026-09-15 charter as a fraud case in which an AI-fabricated artifact (fake bank notifications) caused a documented financial loss to one identified (unnamed) person, with a prosecution announced by police. Four Vietnamese reports read, all carrying one police account; claims recorded as reported. The victim appears only by initials; the accused, named by police, is not named here because the case is untried.", "reviewed_on": "2026-09-20" }, "ai_involvement": { "basis": "Cà Mau police state that the accused used artificial-intelligence technology to fabricate bank disbursement-notification messages and showed them to the victim to gain her trust. The AI artifact imitated a bank's notifications rather than communicating with, acting for, deciding about, describing or depicting the victim, so none of the enumerated person relations applies and the relation is recorded as unknown. The tool is not identified; all four inspected reports carry the police account.", "status": "reported" }, "person_relations": [ "unknown" ] }, "name": "Cà Mau, Vietnam: a 25-year-old woman was prosecuted for using AI-made fake bank 'disbursement' messages to persuade an acquaintance to hand over more than 444 million đồng in 'loans' between September and November 2025", "summary": "On 19 September 2026 the investigation police of Cà Mau province announced that they had prosecuted, detained and searched the home of a 25-year-old woman from Phú Tân commune for fraud. According to the police account carried by Tuổi Trẻ, VnExpress, Phụ Nữ Việt Nam and Đọc Nhanh, from early September 2025, under debt pressure, she told a woman in the same locality that her bank loan, applied for through an insurance package, had been approved and asked to borrow money for travel and paperwork costs while awaiting disbursement. To build trust she used artificial-intelligence technology to fabricate bank disbursement-notification messages and showed them to the victim, promising to repay in full and to lend her money in turn. Trusting these, the victim handed over cash and made transfers many times between 9 September and 4 November 2025, totalling more than 444 million đồng. On 4 November 2025 she went to the bank branch herself and found there was no loan; she reported the matter to police. The accused is not named in this record.", "incidentDate": "2025-09-09", "incidentEndDate": "2025-11-04", "incidentKind": "bounded_series", "incidentDatePrecision": "range", "exposurePattern": "repeated_interactions", "reportedDate": "2026-09-19", "aiSystem": "Unspecified AI tool used to fabricate bank notification messages", "severity": "medium", "verificationStatus": "credible", "harmCategories": [], "harmOutcomes": [ "financial_loss" ], "harmOutcomeSummary": "One woman handed over more than 444 million đồng in cash and transfers between September and November 2025 after being shown AI-fabricated bank disbursement messages; police attribute the deception to the accused's use of AI-made messages.", "frameworkFacets": [], "causationStatus": "supported", "participantUsersAffectedMin": 0, "otherPeopleHarmedMin": 1, "affectedCountStatus": "exact", "affectedCountEvidence": "One victim ('bà L.') named by initials in the police account. Exact 1. The accused used the AI tool, so the victim is counted as another person harmed.", "victimAgeRange": "adult", "jurisdiction": "VN", "platformType": "other", "outcomeType": "criminal_charges", "outcomeStatus": "ongoing", "primarySourceUrl": "https://tuoitre.vn/co-gai-dung-ai-gia-tin-nhan-ngan-hang-lua-hon-444-trieu-dong-cua-nguoi-quen-100260919161334249.htm", "primarySourceLabel": "Tuổi Trẻ Online, 19 September 2026: Cô gái dùng AI giả tin nhắn ngân hàng, lừa hơn 444 triệu đồng của người quen", "firstPublishedAt": "2026-09-20T03:28:16.78778+00:00", "scopeVersion": "facts-v3", "tags": [ "ai-generated-documents", "bank-fraud", "fake-messages", "vietnam", "ca-mau", "financial-loss", "prosecution" ] }, { "id": "2026-shanghai-ai-generated-persona-online-romance-fraud-170k-yuan", "caseFacts": { "claims": [ { "id": "c1", "status": "reported", "evidence": [ { "locator": "«对方自称1992年出生，是知名三甲医院医生，手握医院物业工程项目资源» (she claimed to be born in 1992, a doctor at a well-known tertiary hospital, holding hospital property-engineering project resources); «陆续向对方转账共计17万元» (transferred a total of 170,000 yuan in instalments); «就连想要打一通视频电话，对方也会以母亲在一旁看管作为理由拒绝» (even a video call was refused on the ground that her mother was watching); «反复回想交往细节，…越想越不对劲，才到派出所报案» (thinking back over the details he felt something was wrong and went to the police station).", "relation": "supports", "source_id": "s2" }, { "locator": "«在短短5个月时间里，…陆续向对方转账共计17万元» (in just five months he transferred 170,000 yuan in total); «去年开始与其频繁聊天» (frequent chatting began last year, i.e. 2025).", "relation": "supports", "source_id": "s1" } ], "assertion": "Over five months the man transferred a total of 170,000 yuan to a woman he had met on a social platform in 2021 who claimed to be a 1992-born doctor at a well-known top-tier hospital with property-engineering projects to award; she refused meetings and video calls citing her mother; he reported to the police when the promised projects never materialised.", "causal_attribution": "police account via the programme 案件聚焦, relayed by Jiupai News and Guangming Net; single official chain." }, { "id": "c2", "status": "reported", "evidence": [ { "locator": "«实际出生于1961年，现年65岁，她并无医生资质，仅曾在医院从事后勤保洁工作» (actually born in 1961, now 65, no medical qualification, had only done hospital logistics cleaning); «注意到部分视频角落有一行小字提示：本作品含AI生成内容» (noticed a small corner label on some videos: this work contains AI-generated content); «累计近七千条日常视频、上万粉丝，全都是AI磨皮、场景合成制作而成» (nearly 7,000 videos and 10,000-plus followers, all made with AI skin-smoothing and scene compositing); «一人分饰两角，利用多个账号，分别扮演自己和早已离世的母亲» (played two roles through multiple accounts, herself and her long-dead mother).", "relation": "supports", "source_id": "s2" }, { "locator": "«…社交账号发布的累计近7000条日常视频、上万粉丝，全都是AI磨皮、场景合成制作而成» (the account's nearly 7,000 videos were all AI-processed).", "relation": "supports", "source_id": "s1" } ], "assertion": "Police found the woman was born in 1961, aged 65, had no medical qualification and had worked as a hospital cleaner; her close to 7,000 videos were made with AI skin-smoothing and scene compositing, some carrying a small 'contains AI-generated content' label the victim had never noticed; she used multiple accounts to play herself and her deceased mother.", "causal_attribution": "Police findings as presented in the programme; no independent chain." }, { "id": "c3", "status": "reported", "evidence": [ { "locator": "«全部被她用于医美护肤、购置衣物等个人挥霍。2009年，她还曾因诈骗罪被判处有期徒刑四年六个月» (all spent on cosmetic treatments and clothing; in 2009 she was sentenced to four years six months for fraud); «因涉嫌诈骗罪，已被公安机关依法采取刑事强制措施» (criminal coercive measures taken for suspected fraud).", "relation": "supports", "source_id": "s2" }, { "locator": "«…曾于2009年因诈骗罪被判监4年半。目前，…因涉嫌诈骗罪已被公安机关采取刑事强制措施» (2009 fraud sentence of four and a half years; now under criminal coercive measures).", "relation": "supports", "source_id": "s3" } ], "assertion": "The 170,000 yuan was spent on cosmetic skin treatments and clothing; the woman had been sentenced to four years and six months for fraud in 2009; she is under criminal coercive measures for suspected fraud.", "causal_attribution": "Police statement relayed by press." }, { "id": "c4", "status": "reported", "evidence": [ { "locator": "«同时与十余人保持暧昧关系» (simultaneously kept ambiguous relationships with more than ten people). (police-attributed sentence in the Epoch Times)", "relation": "supports", "source_id": "s4" }, { "locator": "headline: '65岁阿姨AI换脸装“90后”美女，谈10多个暧昧对象' (the s1 body text does not repeat it)", "relation": "context", "source_id": "s1" } ], "assertion": "Police said the woman simultaneously kept ambiguous relationships with more than ten people; no loss by anyone else is reported.", "causal_attribution": "Police statement relayed by the Epoch Times; context only, no further victims quantified." } ], "effects": [ { "label": "a man transferred 170,000 yuan over five months to a fabricated AI-processed persona and the money is reported spent", "claim_id": "c1", "direction": "negative" } ], "sources": [ { "id": "s1", "url": "https://m.gmw.cn/2026-09/16/content_1304564495.htm", "kind": "news_report", "access": "read", "language": "zh", "translation_note": "Read in Chinese on 2026-09-19 (Guangming Net, 16 September 2026, sourced to 贵阳晚报). Marks the victim's name as a pseudonym (化名). Same police-programme chain as the other sources. Model-read original; English glosses unreviewed by a bilingual human. Chain line '综合：法治日报、案件聚焦、深圳新闻网'.", "independence_group": "shanghai-police-case-focus-programme" }, { "id": "s2", "url": "https://news.qq.com/rain/a/20260915A0CNH000", "kind": "news_report", "access": "read", "language": "zh", "translation_note": "Read in Chinese on 2026-09-19 (Jiupai News on Tencent News, 15 September 2026; body recovered from the page's script payload). Carries the attribution line 来源：案件聚焦、看看新闻. Same chain as s1. Its lede reads '五年网恋' where its body and s1 say five months; the Jiaohuidian copy of the same text reads '关注对方账号五年、五个月网恋', so the lede is a truncation. Jiupai does not mark the names as pseudonyms; s1, s3 and s4 do.", "independence_group": "shanghai-police-case-focus-programme" }, { "id": "s3", "url": "https://www.stheadline.com/zh-hans/realtime-china/3616014/AI%E5%8F%98%E8%84%B8%E9%AA%97%E5%B1%8065%E5%B2%81%E6%B8%85%E6%B4%81%E9%98%BF%E5%A7%A8%E4%BC%AA%E8%A3%8590%E5%90%8E%E7%BE%8E%E5%A5%B3%E5%8C%BB%E7%94%9F-%E4%B8%8A%E6%B5%B7%E7%94%B7%E7%BD%91%E6%81%8B5%E4%B8%AA%E6%9C%88%E8%A2%AB%E9%AA%9717%E4%B8%87", "kind": "news_report", "access": "read", "language": "zh", "translation_note": "Read in Chinese on 2026-09-19 (Sing Tao Headline, Hong Kong; '综合内媒报道', a digest of mainland reports). Marks both names as pseudonyms. Same chain.", "independence_group": "shanghai-police-case-focus-programme" }, { "id": "s4", "url": "https://www.epochtimes.com/gb/26/9/17/n14851558.htm", "kind": "news_report", "access": "read", "language": "zh", "translation_note": "Read in Chinese on 2026-09-19 (Epoch Times, 17 September 2026; '据大陆媒体报导'). Adds the police statement that the suspect kept ambiguous relationships with more than ten people. Same chain.", "independence_group": "shanghai-police-case-focus-programme" } ], "version": 1, "ai_roles": [ "others_use" ], "contexts": [ "relationships", "finance" ], "unknowns": [ "The months of the five-month relationship and of the police report are not stated; frequent chatting began in 2025 per Guangming Net, so the first known event year is recorded as 2025 at year precision.", "The AI tools used to make the videos are not identified.", "Whether prosecutors have charged the suspect, and whether any money was recovered, is not reported.", "Whether any of the more than ten other contacts lost money is not reported.", "The Kankan News 案件聚焦 broadcast page was not readable (script shell); the programme's account is known through press relays." ], "geography": { "basis": "The victim is described as a Shanghai man (上海男子), the two were in the same city (同在一个城市) and the demanded flat was in Shanghai (在上海购置房产); no court proceeding is reported.", "court_countries": [], "event_countries": [ "CN" ], "affected_person_countries": [ "CN" ] }, "publication": { "basis": "Published under the 2026-09-15 charter as an impersonation case with a documented 170,000 yuan loss to one person, where police examined the AI-processed videos and their AI-content label. One official chain relayed by several outlets, so claims are recorded as reported. Both parties are pseudonymised in the reporting and the pseudonyms have been elided from the quoted passages here.", "reviewed_on": "2026-09-19" }, "ai_involvement": { "basis": "police, via the Kankan News programme 案件聚焦, said officers found an AI-generated-content label on some of the suspect's videos and established that her roughly 7,000 videos were produced with AI skin-smoothing and scene compositing. The AI content depicted a fabricated young persona shown to the victim, which is why depicted_or_impersonated is recorded; the chat itself was conducted by the suspect, so communicated_with is not recorded. Single official chain relayed by several outlets.", "status": "supported" }, "person_relations": [ "depicted_or_impersonated" ] }, "name": "Shanghai: a man transferred 170,000 yuan over a five-month online romance with a '1992-born hospital doctor' whose roughly 7,000 videos were AI-processed fabrications by a 65-year-old woman; police took criminal coercive measures", "summary": "police, as presented by the Kankan News programme 案件聚焦 (Case Focus), reported in September 2026 that a Shanghai property-engineering contractor had transferred 170,000 yuan in total during a five-month online relationship with a woman he had met on a social platform in 2021. She presented herself as born in 1992, a doctor at a well-known top-tier hospital with hospital property-engineering projects to award, and ran an account with more than 10,000 followers and close to 7,000 short videos of daily life. She refused to meet or take a video call, saying her mother opposed the relationship and demanded a 300,000 yuan bride price and a Shanghai flat; the man reported to a police station when the promised projects never materialised and his savings ran down. Police found she was born in 1961, aged 65, had no medical qualification and had worked as a hospital cleaner; the receiving bank account was registered to another man; the videos were all made with AI skin-smoothing and scene compositing, some carrying a small 'this work contains AI-generated content' label he had never noticed; and she used multiple accounts to play both herself and her long-dead mother. The money had gone on cosmetic treatments and clothing; she had a 2009 fraud conviction with a sentence of four and a half years and is now under criminal coercive measures for suspected fraud. Police also said she kept ambiguous relationships with more than ten people; no other losses are reported.", "incidentDate": "2025-01-01", "incidentKind": "bounded_series", "incidentDatePrecision": "year", "exposurePattern": "cumulative_relationship", "reportedDate": "2026-09-15", "aiSystem": "AI video processing ('AI磨皮、场景合成': AI skin-smoothing and scene compositing) used to produce close to 7,000 short videos of a fabricated young 'doctor' persona; tools not identified", "severity": "medium", "verificationStatus": "credible", "harmCategories": [], "harmOutcomes": [ "financial_loss" ], "harmOutcomeSummary": "A Shanghai man transferred 170,000 yuan over five months to a fabricated 'doctor' persona whose videos police found were AI-processed; the money is reported spent and no recovery is reported.", "frameworkFacets": [], "causationStatus": "supported", "participantUsersAffectedMin": 0, "otherPeopleHarmedMin": 1, "affectedCountStatus": "exact", "affectedCountEvidence": "One man with a documented loss of 170,000 yuan. Police said the suspect kept ambiguous relationships with more than ten other people, but no loss by anyone else is reported, so they are not counted.", "victimAgeRange": "adult", "jurisdiction": "CN", "platformType": "other", "outcomeType": "investigation_opened", "outcomeStatus": "ongoing", "primarySourceUrl": "https://m.gmw.cn/2026-09/16/content_1304564495.htm", "primarySourceLabel": "Guangming Net (光明网), 16 September 2026: 65岁阿姨AI换脸装“90后”美女，谈10多个暧昧对象 (Shanghai police programme 案件聚焦 via 贵阳晚报)", "firstPublishedAt": "2026-09-20T03:12:46.86943+00:00", "scopeVersion": "facts-v3", "tags": [ "ai-generated-video", "synthetic-persona", "romance-fraud", "shanghai", "china", "financial-loss", "police-reported", "ai-content-label" ] }, { "id": "2025-lipps-facial-recognition-wrongful-jailing", "caseFacts": { "claims": [ { "id": "c1", "status": "corroborated", "evidence": [ { "locator": "Surveillance 'showed woman using a fake US army military ID to withdraw tens of thousands'; the 8-count charge list.", "relation": "supports", "source_id": "s1" }, { "locator": "Zibolski 'acknowledged that investigators made incorrect assumptions based on the West Fargo Police Department's Clearview AI facial recognition technology'.", "relation": "supports", "source_id": "s4" }, { "locator": "Warrant signed 2025-07-01 with nationwide extradition; the chief: the case 'was not solely based on just that one piece'; 'an AI function through the North Dakota State Intelligence Center'.", "relation": "supports", "source_id": "s2" } ], "assertion": "The case began with bank-fraud surveillance of a woman using a fake U.S. Army military ID to withdraw tens of thousands of dollars; an AI facial-recognition identification tied Lipps to that surveillance — recorded by Snopes as the West Fargo Police Department's Clearview AI technology, and by Fargo's chief as 'an AI function through the North Dakota State Intelligence Center... not anything that we own'; a nationwide-extradition warrant was signed on 1 July 2025.", "causal_attribution": "The vendor attribution differs between the chains (Clearview per Snopes' reading of the WFPD investigation; the state intelligence center's function per the chief) and is recorded with the discrepancy." }, { "id": "c2", "status": "corroborated", "evidence": [ { "locator": "'US marshals arrested Lipps at her Tennessee home while she was babysitting four children... taken away at gunpoint'; 'nearly four months without bail'; bank records 'more than 1,200 miles away in Tennessee'.", "relation": "supports", "source_id": "s1" }, { "locator": "PD timeline: TN waiver 10-20; booked Cass Co. 10-30; bank records presented 12-12; dismissal agreed 12-23; released 12-24.", "relation": "supports", "source_id": "s2" }, { "locator": "Dismissal 'without prejudice... Angela remains a person they are investigating'.", "relation": "supports", "source_id": "s3" } ], "assertion": "U.S. Marshals arrested her at gunpoint at her Tennessee home on 14 July 2025 while she babysat four children; she fought extradition for about three months in a Tennessee jail, was booked into Cass County on 30 October, and was released on 24 December after her bank records showed her more than 1,200 miles away in Tennessee; charges were dismissed without prejudice.", "causal_attribution": "The custody timeline is consistent across the Guardian, KVLY's police timeline and Snopes; the dismissal's without-prejudice character comes from KVLY's attorney piece." }, { "id": "c3", "status": "documented", "evidence": [ { "locator": "KVLY-obtained email 'showed six Fargo detectives were notified of Lipps' arrest in July — nearly five months before Fargo Police say they knew she was in custody'.", "relation": "supports", "source_id": "s3" } ], "assertion": "An email obtained by KVLY shows six Fargo detectives were notified of her arrest in July 2025 — nearly five months before the department says it learned she was in custody (5 December).", "causal_attribution": "KVLY's own document reporting; the department's stated knowledge date comes from its police timeline." }, { "id": "c4", "status": "corroborated", "evidence": [ { "locator": "The 'incorrect assumptions' concession (Snopes' reading of the 24 March presser).", "relation": "supports", "source_id": "s4" }, { "locator": "The chief's 'not solely based on just that one piece' and the state-center tool description.", "relation": "supports", "source_id": "s2" }, { "locator": "Stefonowicz's April statement on an apology.", "relation": "supports", "source_id": "s3" } ], "assertion": "Fargo Police Chief Dave Zibolski acknowledged 'incorrect assumptions' linked to the AI identification while insisting the case 'was not solely based on just that one piece'; incoming Chief Stefonowicz said in April that if Ms. Lipps deserves an apology, 'I will absolutely be the first person to reach out'.", "causal_attribution": "The concession's exact wording beyond Snopes' paraphrase is unverified; both chiefs' positions are recorded as stated." }, { "id": "c5", "status": "corroborated", "evidence": [ { "locator": "'lost her home, her car and her dog.'", "relation": "supports", "source_id": "s1" }, { "locator": "Rice: 'pursuing potential civil rights claims, though no lawsuit has been filed'.", "relation": "supports", "source_id": "s3" } ], "assertion": "She lost her home, her car and her dog; her attorney Eric Rice said he was pursuing potential civil-rights claims, with no lawsuit filed as of 31 March 2026.", "causal_attribution": "The losses are from the Guardian's account of her situation; the claim status is the attorney's statement as of 31 March 2026." }, { "id": "c6", "status": "reported", "evidence": [ { "locator": "'Angela Lipps, of Elizabethton, Tennessee, filed the federal lawsuit Tuesday in U.S. District Court in North Dakota against the City of Fargo and Fargo Police Department Detective Lucas Heck'; 'The complaint says Heck failed to disclose that the facial recognition result was actually based on a photo from the suspect's fake ID, not the surveillance footage'; 'The lawsuit brings five claims... Lipps is seeking $10 million in damages'; 'These are allegations contained in a civil complaint. No response has been filed as of this writing.'", "relation": "supports", "source_id": "s5" } ], "assertion": "On 15 September 2026 Lipps filed a federal civil-rights lawsuit in the District of North Dakota against the City of Fargo and Detective Lucas Heck seeking $10 million, alleging that he relied on a flawed facial-recognition match based on the suspect's fake-ID photo, ignored exculpatory evidence and failed to disclose that such results are only investigative leads; the suit brings five claims and says the department had no facial-recognition policy or training at the time.", "causal_attribution": "The filing and its contents are reported by the same station chain (KVLY) that broke the case; the complaint itself was not inspected, so the claim is recorded as reported rather than documented. The InForum report of the same filing answered HTTP 403." } ], "effects": [ { "label": "five months wrongfully jailed on an AI facial-recognition identification, with lasting losses", "claim_id": "c2", "direction": "negative" } ], "sources": [ { "id": "s1", "url": "https://www.theguardian.com/us-news/2026/mar/12/tennessee-grandmother-ai-fraud", "kind": "news_report", "access": "read", "language": "en", "translation_note": "Read in English on 2026-09-15 (12 Mar 2026, Marina Dunbar).", "independence_group": "guardian" }, { "id": "s2", "url": "https://www.valleynewslive.com/2026/03/17/chief-zibolski-ai-was-lead-not-only-evidence-wrongful-jail-allegation/", "kind": "local_tv_news", "access": "read", "language": "en", "translation_note": "Read in English on 2026-09-15 (17 Mar 2026, Alix Larsen).", "independence_group": "kvly" }, { "id": "s3", "url": "https://www.valleynewslive.com/2026/04/01/attorney-discusses-potential-lawsuit-after-tennessee-grandmother-jailed-by-facial-recognition-error/", "kind": "local_tv_news", "access": "read", "language": "en", "translation_note": "Read in English on 2026-09-15 (31 Mar 2026, Ethan Kramer).", "independence_group": "kvly" }, { "id": "s4", "url": "https://www.snopes.com/fact-check/ai-tennessee-woman-jail/", "kind": "fact_check", "access": "read", "language": "en", "translation_note": "Read in English on 2026-09-15 (19 Jul 2026, updated 22 Jul; rating True). Aggregates the InForum/WDAY originals (blocked, 403); its Clearview attribution reflects that chain.", "independence_group": "snopes" }, { "id": "s5", "url": "https://www.valleynewslive.com/2026/09/15/tennessee-woman-sues-fargo-ex-detective-over-wrongful-arrest-tied-facial-recognition-error/", "kind": "local_tv_news", "access": "read", "language": "en", "translation_note": "Read in English on 2026-09-16 (datePublished 2026-09-15T17:39Z; Valley News Live, which first reported the case in March 2026).", "independence_group": "kvly" } ], "version": 1, "ai_roles": [ "institutional_use" ], "contexts": [ "justice" ], "unknowns": [ "The InForum original investigation (the first reporting chain) is blocked (403) and was not read; Snopes' and the Guardian's accounts of it are used instead.", "The exact wording of the 'incorrect assumptions' concession beyond Snopes' paraphrase is unverified.", "The vendor question — Clearview AI (per Snopes) versus the North Dakota State Intelligence Center's AI function (per the chief) — is unresolved.", "The woman in the bank-fraud surveillance (the actual suspect) is not reported as identified; the dismissal without prejudice leaves the investigation open.", "Her arrest's bail conditions and the custody conditions are not detailed in the inspected sources.", "The federal complaint (filed 15 September 2026) was not inspected and its case number is not given in the inspected report; the InForum account of the filing was blocked (403)." ], "geography": { "basis": "Event: arrest at her Tennessee home; jailing in Tennessee and Cass County, North Dakota; the underlying bank fraud in the Fargo/West Fargo area. Affected person: Lipps, Tennessee. Court: the Cass County charges (dismissed), North Dakota.", "court_countries": [ "US" ], "event_countries": [ "US" ], "affected_person_countries": [ "US" ] }, "publication": { "basis": "Published under the 2026-09-15 charter as an institutional automated-decision case (made_decision_about / made_claim_about): an AI facial-recognition identification set five months of wrongful custody in motion, documented by the Guardian, an independent local chain with its own document reporting (KVLY), and a fact-check carrying the blocked original chain. She is named in national coverage; the police chiefs' accounts are preserved as contrary context. Updated 16 September 2026 with the $10 million federal suit filed on 15 September, recorded from the Valley News Live report as a reported claim.", "reviewed_on": "2026-09-16" }, "ai_involvement": { "basis": "Snopes records the misidentification as based on the West Fargo PD's Clearview AI technology; Fargo's police chief separately describes 'an AI function through the North Dakota State Intelligence Center' and concedes 'incorrect assumptions' while insisting the case was not solely based on that one piece. The vendor attribution (Clearview vs the state center's function) is recorded with the discrepancy.", "status": "supported" }, "person_relations": [ "made_decision_about", "made_claim_about" ] }, "name": "Tennessee grandmother Angela Lipps jailed five months on an AI facial-recognition misidentification; charges dismissed after bank records placed her 1,200 miles away", "summary": "On 14 July 2025, U.S. Marshals arrested Angela Lipps, a 50-year-old Tennessee grandmother, at gunpoint at her home while she was babysitting four children, on a nationwide-extradition North Dakota warrant: West Fargo police's AI facial-recognition technology had tied her to bank-fraud surveillance of a woman using a fake U.S. Army military ID to withdraw tens of thousands of dollars. She fought extradition for about three months in a Tennessee jail, was booked into Cass County, North Dakota on 30 October 2025 on four counts of unauthorized use of personal identifying information and four counts of theft, and was released on 24 December after her bank records showed her more than 1,200 miles away in Tennessee; charges were dismissed without prejudice. Fargo's police chief acknowledged 'incorrect assumptions' linked to the AI identification; an email obtained by KVLY shows six Fargo detectives were notified of her arrest in July, nearly five months before the department says it knew she was in custody. She lost her home, her car and her dog; her attorneys are pursuing potential civil-rights claims, with no lawsuit filed as of 31 March 2026. On 15 September 2026 she filed a $10 million federal civil-rights suit in the District of North Dakota against the City of Fargo and the detective, alleging he relied on a flawed facial-recognition match and ignored exculpatory evidence.", "incidentDate": "2025-07-14", "incidentEndDate": "2025-12-24", "incidentKind": "bounded_series", "incidentDatePrecision": "range", "exposurePattern": "single_interaction", "reportedDate": "2026-03-12", "aiSystem": "Clearview AI facial recognition (per Snopes' account of the West Fargo PD investigation); described by Fargo's chief as 'an AI function through the North Dakota State Intelligence Center'", "aiCompany": "Clearview AI (vendor per Snopes); North Dakota State Intelligence Center (per Fargo police chief)", "severity": "high", "verificationStatus": "credible", "harmCategories": [], "harmOutcomes": [ "legal_harm", "loss_of_autonomy", "reputational_harm", "property_loss", "psychological_distress" ], "harmOutcomeSummary": "Five months jailed on an AI-driven misidentification — arrested at gunpoint while babysitting, held states away from home — ending only when her bank records proved she was 1,200 miles away; she lost her home, car and dog, and the dismissal without prejudice leaves her 'a person they are investigating'.", "frameworkFacets": [], "causationStatus": "supported", "participantUsersAffectedMin": 0, "otherPeopleHarmedMin": 1, "affectedCountStatus": "exact", "affectedCountEvidence": "One documented harmed person: Lipps, the misidentified defendant (three chains; her attorneys' account). The children she was babysitting are recorded in the narrative but not counted as harmed persons (no harm to them is reported).", "victimAgeRange": "adult", "jurisdiction": "US", "platformType": "other", "outcomeType": "lawsuit_filed", "outcomeStatus": "ongoing", "primarySourceUrl": "https://www.theguardian.com/us-news/2026/mar/12/tennessee-grandmother-ai-fraud", "primarySourceLabel": "The Guardian (12 Mar 2026, Marina Dunbar) — the arrest, the custody ordeal, the losses", "firstPublishedAt": "2026-09-15T10:28:13.154947+00:00", "scopeVersion": "facts-v3", "tags": [ "civil-rights", "clearview", "facial-recognition", "justice", "lawsuit", "made-claim-about", "made-decision-about", "north-dakota", "tennessee", "wrongful-arrest" ] } ] }